Insights / Market Intelligence

Market Intelligence

News and analysis on California community and regional banking — M&A, rates and margins, credit, and the moves that put good bankers in play.

This is the top-of-funnel track: what's actually happening in the California market and how I read it from the search seat. When a deal closes or a rate cycle turns, it moves people, and the people part is what I watch. If you want the market read without the press-release spin, start here.

July 27, 2026

California's Q2 bank earnings turned, and the hiring is already moving

Credit cleared and commercial books grew across California banks. Royal Business Bank already staffed a Bay Area team. How I read the window.

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July 23, 2026

West Coast Community Bancorp's Q2 numbers hide one loan that tells the real story

Loan and deposit growth were strong. So was the dividend increase. The provision line and a $912K charge-off on a 2024 merger loan tell a different story.

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July 20, 2026

When your bank loses its C-suite, the bench decides what happens next

Two California banks lost C-suite leaders this year — BayCom replaced three founders in six days, CalPrivate bridged a credit chief exit in five. What a ready bench looks like.

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July 13, 2026

When California community banks merge, the lenders go into play

Six deals have reshaped California banking this year. Here's the scoreboard, and how I read it — whether you're doing the hiring or weighing your own next move.

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More lands here as Jon writes it — roughly two pieces a month.